Financially flexible: Classic credit card
With the Classic credit card, you are financially flexible at all times without having to carry large amounts of cash with you. The credit card can be used around the globe at over 43 million acceptance points, including 2,000,000 ATMs, and for online payments.
Security that pays off
The Classic credit card increases your security. Benefit from our service:
24-hour emergency service: quick help if your credit card is lost.
High security standards: With the Mastercard ® Identity Check ™ or Visa Secure you can protect yourself even better against unauthorized access when paying on the Internet.
Maintain an overview online
You can view your credit card transactions easily and in online banking. All card statements can be prepared there for you as a PDF on request.
New at Commerzbank: Apple Pay
Paying with your smartphone is so easy.
Whether in the supermarket, drugstore or the shop next door: Simply pay with your smartphone.
The Commerzbank banking app with Apple Pay and makes it possible!
A card to suit your taste
Bring color into your wallet with the Commerzbank motif cards. Select your favorite picture for your Mastercard Classic credit card in our motif gallery.
Overview of costs and services
| Card type | Annual fee |
| Issuing of a Classic credit card (main card) | 39.90 euro |
| Issuing a Classic credit card (additional card) | 29.90 euro |
| Issue of a motif card an additional | 5.00 euro |
| Card use at home and abroad | price |
| Fee for cash withdrawals at ATMs in Germany | 1.95% of the sales amount, at least 5.98 euro |
| Fee for cash withdrawals at ATMs abroad | 1.95% of the sales amount, at least 5.98 euro + foreign transaction fee i. H. v. 1.75% of the sales amount + currency conversion fee i. H. v. 0.59% on the euro reference exchange rate of the European Central Bank |
| Fee for cash withdrawals at counters in Germany at third-party credit institutions (cash withdrawals at Commerzbank counters are not possible) | 3% of the sales amount, at least 5.98 euro |
| Fee for cash payment at the counter abroad | 3% of the sales amount, at least 5.98 euros + foreign transaction fee i. H. v. 1.75% of the sales amount + currency conversion fee i. H. v. 0.59% on the euro reference exchange rate of the European Central Bank |
| Fee for casino, betting and gaming sales | 3% of the respective card sales |
| Foreign transaction fee for payments of goods and services outside the eurozone | 1.75% of the sales amount |
| Currency conversion fee for payments and cash withdrawals in other EEA currencies within the EEA | 0.59% on the euro reference exchange rate of the European Central Bank |
| Cash limit at ATMs in Switzerland and abroad (Classic credit card) | 600 euro / calendar day
2,000 euro / calendar week 4,000 euro / calendar month |
| Limit for domestic / international payments | Depending on creditworthiness |
